Rent, cash flow, cap rate, cash-on-cash and DSCR, updating live as you type. Compare a long-term lease with a short-term rental on the same property, then send the deal to Austin when it pencils.
Free. No sign-up. Your inputs stay in your browser until you choose to send them.
Both tools share your price and financing, so you can switch between them and compare.
DSCR stands for debt service coverage ratio. It answers one question: does the rent cover the mortgage payment?
Plain-language overviews. The right fit depends on the property, your plans, and your income documentation. All programs are subject to credit approval and program guidelines.
A DSCR loan looks mainly at whether the property’s rent covers its payment (principal, interest, taxes, insurance and HOA) instead of your tax returns or W-2s. Good for self-employed investors and people growing a portfolio.
A conventional loan for a non-owner-occupied home. It uses your personal income, credit and reserves, and can be a good fit when your income is easy to document.
Buy a duplex, triplex or fourplex and live in one unit. Rent from the other units may help you qualify, depending on the program. A common first step into investing.
Options such as bank-statement or asset-based loans for borrowers whose income or properties don’t fit standard guidelines. Terms and down payments differ from conventional loans.
Your calculator inputs go with your request, so the first conversation is about the property. No credit pull to start.
Calculators are for illustration only and are not a loan offer, rate quote, or commitment to lend. Austin Gerimonte, NMLS #2277430 · CrossCountry Mortgage, LLC NMLS #3029 · Equal Housing Lender · NMLSConsumerAccess.org