Down payment assistance estimator

How much help could you get?

Answer a few questions to see how much down payment assistance you may qualify for, with rough cash to close and payment. Then let Austin confirm it.

01Where & who

State

County

Household size

Everyone who will live in the home

Household income (yearly, before tax)

$/yr

First-time homebuyer?

No owned-and-occupied home in the last 3 years

Military veteran?

02The home & the loan

Purchase price

Loan type

Minimum down: 3.5%Credit score range

Savings available to close

Interest rate (your assumption)

An example you choose, not a quoted or advertised rate

Closing costs (estimate)

% of price

Taxes + insurance + HOA

$/mo

Your estimate, added to the payment

Fields start with example values. Replace them with your own numbers. Nothing you type is sent anywhere until you press the button.

Your personal estimate

See what you may qualify for

Enter your answers, then add your contact details. Your estimate appears right after you submit, and Austin will follow up personally. This does not pull your credit.

Name

EmailPhone

TimelineHome or area (optional)

Anything else? (optional)By proceeding, I consent by electronic signature to receive calls and SMS text messages from CrossCountry Mortgage, LLC at the phone number I have provided, for any purpose, including loan inquiries, marketing, sales, and informational communications. I understand and agree that these calls and text messages may be made by any means or technology, including an automatic telephone dialing system or other automated system for the selection and dialing of telephone numbers, a prerecorded or artificial voice, or an AI-generated voice. I also understand and agree that my consent to calls and texts from CrossCountry Mortgage, LLC is not required to purchase products from or use the services of CrossCountry Mortgage, LLC, and that I may contact CrossCountry Mortgage, LLC at (877) 351-3400 about its products and services at any time. I understand that I may cancel this consent at any time. Reply STOP to discontinue SMS text messages. For help, reply HELP, call us at 844-940-2272 or email privacyteam@ccm.com. Message and data rates may apply. Message frequency varies. Terms and Conditions and Privacy Policy apply.

Sending this does not pull your credit. It is not an application or a commitment to lend.

Estimates only. Not a loan approval or commitment to lend. Assistance rules, funding and limits change; eligibility is confirmed by a licensed loan officer.

Figures come only from the numbers you entered and published state housing finance down payment assistance guidelines, reviewed October 2026. The interest rate is your own assumption, not an advertised or quoted rate. Payments include principal and interest plus the taxes, insurance and HOA you entered; mortgage insurance, FHA upfront premium, VA funding fee and USDA guarantee fee are not included. Assistance is estimated on the purchase price and is limited to what you need for down payment and closing costs. Assistance is subject to funding availability.

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

Austin Gerimonte, NMLS #2277430 · CrossCountry Mortgage, LLC NMLS #3029 · Equal Housing Lender · NMLSConsumerAccess.org