Seller Net Proceeds calculator

What will you net from the sale?

Estimate seller proceeds after the loan payoff and the usual costs of selling. Every cost is your own input.

01Sale

Sale price

Mortgage payoff (all liens)

02Costs of selling

Listing brokerage compensation

Negotiable. Use the figure in your listing agreement.

Buyer-broker compensation (if offered)

Negotiable and optional. Set it to 0 if the buyer pays.

Title insurance & escrow

In Idaho and Washington the seller often pays for the owner’s title policy.

Transfer / excise tax

Idaho has none. Washington’s real estate excise tax is graduated, so check the current rate for your price.

Concessions / closing-cost credits

Repairs & prep

Other (prorated taxes, HOA, fees)

▦Itemized

Item	Amount
Sale price	$450,000
Listing brokerage	−$11,250
Buyer-broker	−$11,250
Title & escrow	−$4,500
Transfer / excise tax	$0
Concessions	$0
Repairs & prep	−$2,000
Other	−$1,000
Mortgage payoff	−$250,000
Net proceeds	$170,000

ƒHow this is calculated

Net = sale price − selling costs − loan payoff. The payoff should include interest accrued to the closing date, so request a payoff statement from your servicer.
Not tax advice. Capital-gains exclusions and other tax effects aren’t included.

Estimates for illustration only. This is not a loan offer, rate quote, or commitment to lend. Results come only from the numbers entered above. Interest rates are examples you supply, not advertised rates, so check current rates before deciding. Fee schedules and limits shown are published figures that can change.

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

Austin Gerimonte, NMLS #2277430 · CrossCountry Mortgage, LLC NMLS #3029 · Equal Housing Lender · NMLSConsumerAccess.org